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How to Wire Transfer Money to India?

When you want to send money fast to an account in India, you may choose to wire transfer money. Wire transfers are a fast, quick and safe way to move money between accounts at different financial institutions.

Bank transfer will take around 5-7 working days if you choose to send money, but with wire transfer your money will be in receiver bank account on the next banking day in India.

A wire transfer is an electronic payment service for transferring funds by wire from one bank account to another. (for example, from Bank of America in USA to State bank in India).

Contact the bank that you would like to use for the wire transfer (It is always easier to do this with the bank where you have an account ) and complete the International Wire Form and indicate the type of currency to be sent to the foreign bank. You might want to fill the form why you are sending wire.

Usually money reaches within the same working day.

To send wire transfer you should have the following

  • Receiver account number.
  • Name and address of the receiving bank.
  • Receiving bank branch code ( ABA/SWIFT/CHASUS/IBAN code ) of the Indian Bank.

If the receiver doesn’t have an account and you want to send money faster than you can choose money transfer agents like Western Union.

Note: Wire Transfer is not free, there is a fee for making wire transfers, so ask how much before initiating a wire.

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